Top 10Updated 2026年3月12日
Top 10 Countries by Mobile Payment Penetration
This ranking is based on global fintech market research as of 2026, evaluating countries by the percentage of their population utilizing mobile devices (digital wallets, QR code payments) for daily transactions. This indicator reflects the maturity of the digital economy and the progress toward a cashless society.
Current #1
China
| Rank | Country | Penetration Rate | Primary Payment Tools |
|---|---|---|---|
China | 98% | WeChat Pay, Alipay | |
South Korea | 96% | Kakao Pay, Samsung Pay | |
Sweden | 93% | Swish | |
| 4 | Singapore | 91% | GrabPay, PayNow |
| 5 | Norway | 89% | Vipps |
| 6 | Kenya | 87% | M-Pesa |
| 7 | Japan | 85% | PayPay, Suica |
| 8 | United Kingdom | 82% | Apple Pay, Google Pay |
| 9 | Australia | 80% | Beemit, Apple Pay |
| 10 | Denmark | 78% | MobilePay |
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